No two markets for voluntary health insurance (VHI) are identical. All
differ in some way because they are heavily shaped by the nature and
performance of publicly financed health systems and by the contexts in
which they have evolved.
This volume contains short, structured profiles of markets for VHI in 34
countries in Europe. These are drawn from European Union member states
plus Armenia, Iceland, Georgia, Norway, the Russian Federation,
Switzerland and Ukraine. The book is aimed at policy-makers and
researchers interested in knowing more about how VHI works in practice
in a wide range of contexts.
Each profile, written by one or more local experts, identifies gaps in
publicly-financed health coverage, describes the role VHI plays,
outlines the way in which the market for VHI operates, summarizes public
policy towards VHI, including major developments over time, and
highlights national debates and challenges.
The book is part of a study on VHI in Europe prepared jointly by the
European Observatory on Health Systems and Policies and the WHO Regional
Office for Europe. A companion volume provides an analytical overview of
VHI markets across the 34 countries.